Machine Learning Models Evaluation and Feature Importance Analysis on NPL Dataset

Predicting the probability of non-performing loans for individuals has a vital and beneficial role for banks to decrease credit risk and make the right decisions before giving the loan. The trend to make these decisions are based on credit study and in accordance with generally accepted standards, loan payment history, and demographic data of the clients. In this work, we evaluate how different Machine learning models such as Random Forest, Decision tree, KNN, SVM, and XGBoost perform on the dat...