Particle-Hole Creation in Condensed Matter: A Conceptual Framework for Modeling Money-Debt Dynamics in Economics

We propose a field-theoretic framework that models money-debt dynamics in economic systems through a direct analogy to particle-hole creation in condensed matter physics. In this formulation, issuing credit generates a symmetric pair-money as a particle-like excitation and debt as its hole-like counterpart-embedded within a monetary vacuum field. The model is formalized via a second-quantized Hamiltonian that incorporates time-dependent perturbations to represent real-world effects such as inter...